Determine Your Business’ Disaster Preparedness levels
Did you know that general commercial insurance policies do not typically cover the extensive damages a disaster can cause? There are many things that are usually not covered, such as damages from flooding and lost revenue due to damages, and even things that are in the policy are often not fully covered due to cost. It is smart to know exactly what your policy does and does not extend to so you can purchase necessary protections where appropriate.
If a natural disaster is imminent, there may only be moments to react—but if you have a plan in place, you will know exactly what to do. Planning ahead can keep you and your staff much safer as everyone will be familiar with the steps to take. Be sure you know exactly how to evacuate, if that is appropriate for the situation, and also make a point to stock an office emergency supply kit in case you must await help at your business.
Knowing how you will tackle the restoration process in advance is the best way to reduce the time your business must remain closed following a disaster. Do not wait until a disaster has happened to research commercial restoration companies—instead, plan ahead so you can place the call right away. Also be sure to look into the disaster relief loans from the Small Business Administration, which provide financial assistance for your recovery.
If your business has been impacted by a disaster, you can contact us 24⁄7 for guidance on how to begin the commercial restoration process.